FDIC-Insured - Backed by the full faith and credit of the U.S. Government
MutualOne Bank

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In order to get started, select an account that works for you.

Free Checking
Enjoy checking with no minimum balance and no monthly service fee. Plus, you can earn rewards when you use your Debit Mastercard®. Open your account with just $10.
  • Debit Card rewards up to $15 per month
  • ATM Fee reimbursement up to $10 per month
  • Build your savings every time you shop with Debit Card Round Up
  • Available for students age 16 and up with guardian, in branch only
  • Fully insured
Advantage Checking
Earn interest on your account, plus rewards when you use your Debit Mastercard®. Maintain a $1,000 balance in your checking account - or $5,000 in combined deposit account balances - to avoid the $8 monthly service fee.
  • Earn interest with tiered rates on your funds
  • Debit Card Rewards up to $15 per month
  • ATM fee reimbursement up to $15 per month
  • Build your savings every time you shop with Debit Card Round Up
  • Fully insured
Statement Savings
Jump start your saving journey with a statement savings account. Just $10 to open.
  • Earn interest on your funds, view our current rates
  • No monthly service fee
  • Fully insured
Certificates of Deposit
Watch your money grow risk free with a fixed rate investment! Enjoy guaranteed returns and peace of mind, knowing your principal is secure.
Our 9 month Advantage CD has a unique feature: make additional deposits anytime, and penalty-free withdrawals beginning 7 days after account opening.
  • Withdraw your earned interest, penalty free
  • View our current rates
  • Fully insured
28 Day CD
Mo Money Market
Our signature money market account features interest tiers to reward higher savings balances.
  • No monthly service fee
  • Check writing ability
  • Access funds at any time in branch or online
  • Fully insured
Money Market Plus
Start earning higher rates on balances of just $2,500. Minimum of $500 to open.
  • No monthly service fee
  • Access your funds at any time in branch or online
  • Fully insured
Mo Premium Savings
Keep your funds accessible and still earn competitive interest rates. Our highest earning savings account requires an initial opening deposit of at least $20,000 in new money to the Bank, but after that you are free to make additional deposits online or at any of our offices.
  • Competitive interest rates
  • Access funds at any time in branch or online
  • No monthly service fee
  • Fully insured
Online Savings
Supercharge your savings by opening an online savings account. No in branch transactions allowed for this account type. Minimum of $500 to open.
  • No monthly service fee
  • Utilize our seamless online banking platform to manage your account
  • View our current rates
  • Fully insured